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The benefits of living in Dera Ismail Khan New City 560x420

The benefits of living in Dera Ismail Khan New City
The benefits of living in Dera Ismail Khan New City 560 420 D. I. Khan New City

Dera Ismail Khan New City is a rapidly growing real estate project in Pakistan, located in the Khyber Pakhtunkhwa province. It is a planned community that is being developed to provide a modern lifestyle to its residents. The project has attracted a lot of attention from investors and homebuyers alike, and for good reason. There are numerous benefits of living in Dera Ismail Khan New City, and in this blog, we will explore some of them. 

Modern Amenities

Dera Ismail Khan New City is being developed with modern amenities in mind. The project will include schools, hospitals, shopping centers, parks, and other recreational facilities. These amenities will make life easier and more enjoyable for residents, and they will not have to travel far to access them. The development also includes a modern infrastructure system, with roads, electricity, and water supply being built to high standards. 

Affordable Housing

One of the most significant benefits of living in Dera Ismail Khan New City is the affordability of housing. The project offers a range of housing options, from apartments to houses, at reasonable prices. This makes it an attractive option for people looking to buy their first home or invest in real estate. The affordability of housing in Dera Ismail Khan New City is also a result of the government’s commitment to provide affordable housing to its citizens.

Secure Community

Dera Ismail Khan New City is a gated community, which means it has controlled access points and security measures in place. This makes it a secure place to live, and residents can feel safe knowing that their homes and families are protected. The security measures also include CCTV cameras and security personnel who patrol the community, making it a safe place to live.

Quality Education

The project includes schools and colleges, making it a great place for families with children. The educational institutions in Dera Ismail Khan New City will offer quality education, with modern facilities and trained staff. This means that residents will not have to travel far to access quality education for their children.

Health Facilities

The project will include modern hospitals and clinics that will provide quality healthcare to residents. The healthcare facilities will be staffed by trained medical professionals and will be equipped with modern medical equipment. This means that residents will not have to travel far to access healthcare, and they can be assured of receiving quality medical care.

Environmental Sustainability

Dera Ismail Khan New City is being developed with environmental sustainability in mind. The project includes green spaces and parks, and there is a focus on using renewable energy sources. The development also includes a waste management system, which will ensure that the community remains clean and free of pollution. This means that residents can live in a community that is environmentally friendly and sustainable. 

Improved Standard of Living 

The benefits of living in Dera Ismail Khan New City will lead to an improved standard of living for residents. The modern amenities, affordable housing, quality education, and healthcare facilities will make life easier and more enjoyable for residents. The job opportunities will also improve the financial situation of residents, allowing them to enjoy a higher standard of living. 

Appreciation in Property Value 

Investing in property in Dera Ismail Khan New City is a smart financial decision. The project is expected to appreciate in value over time, as more people move into the community and demand for housing increases. This means that investing in property in Dera Ismail Khan New City can provide a great return on investment in the long term. 

Strategic Location 

Dera Ismail Khan New City is strategically located, making it an attractive place to live. Investing in Dera Ismail Khan’s new city has an added advantage due to its proximity to the proposed Kallur Kot Bridge in Pakistan. This bridge is expected to connect the Western route of the China-Pakistan Economic Corridor (CPEC) to the province of Punjab, which would create a vital trade and transportation link between the two regions. As a result, the new city of Dera Ismail Khan is an appealing location for businesses and industries seeking to benefit from the enhanced connectivity and accessibility provided by the bridge, which would facilitate trade, commerce, and transportation between the two regions. 

The strategic location also means that Dera Ismail Khan New City is likely to attract businesses, creating more job opportunities for residents. 

Peaceful Environment 

Dera Ismail Khan New City is being developed as a peaceful and serene environment. The community is away from the hustle and bustle of the city, and residents can enjoy a tranquil lifestyle. The community will also include green spaces and parks, which will provide residents with a natural environment to relax and unwind. 

Job Opportunities 

The development of Dera Ismail Khan New City is expected to create job opportunities for residents. The project will require a significant amount of labor and manpower, which will create job opportunities for people in the region. In addition, the project is likely to attract businesses, creating more job opportunities for residents. 

Community Spirit 

The development of Dera Ismail Khan New City is likely to foster a strong sense of community spirit among residents. The community is being designed to promote social interaction and a sense of belonging. This means that residents can enjoy a supportive and friendly community that they can call home.

Investment Opportunities 

Investing in property in Dera Ismail Khan New City is not only a smart financial decision but also provides an opportunity to contribute to the development of the community. The project is expected to appreciate in value over time, providing a good return on investment. In addition, investing in property in Dera Ismail Khan New City also helps to support the development of the community, creating a better quality of life for residents. 

In conclusion, Dera Ismail Khan New City is a real estate project that offers numerous benefits to residents. From modern amenities to quality education and healthcare facilities, job opportunities, environmental sustainability, improved standard of living, community spirit, and investment opportunities, the project has something to offer to everyone. The project is being developed with a focus on providing a comfortable and convenient lifestyle to residents, while also celebrating and preserving the cultural and historical heritage of the region. Living in Dera Ismail Khan New City is an opportunity to be a part of a community that is being developed for a better tomorrow.

The Best Health Care Facilities in Dera

The Best Health Care Facilities in Dera Ismail City: A Look at the Top Hospitals and Clinics
The Best Health Care Facilities in Dera Ismail City: A Look at the Top Hospitals and Clinics 1200 628 D. I. Khan New City

Dera Ismail Khan, commonly referred to as DI Khan, is a city located in the Khyber Pakhtunkhwa province of Pakistan. The city is well-known for its educational and healthcare facilities, making it a popular destination for those seeking quality healthcare services. In this article, we will explore the top hospitals, clinics, and pharmacies in Dera Ismail Khan, as well as recent health initiatives and challenges facing healthcare in the area. 

Top Hospitals in Dera Ismail Khan 

DI Khan is home to a number of hospitals, including the DHQ Hospital, Muhammad Teaching Hospital, and Ghazi Khan Medical College Hospital. 

DHQ Hospital: 

The DHQ Hospital in DI Khan is a public sector hospital that provides a range of medical services to the local population. The hospital has various departments, including medicine, surgery, pediatrics, and gynecology. It also offers emergency services, outpatient services, and a 24-hour pharmacy. The hospital has a team of experienced doctors and nurses who provide quality care to patients. 

Muhammad Teaching Hospital: 

The Muhammad Teaching Hospital is a private hospital located in DI Khan that offers a range of medical services. It also offers 24-hour emergency service and outpatient services. 

Ghazi Khan Medical College Hospital: 

The Ghazi Khan Medical College Hospital is a public sector hospital affiliated with the Ghazi Khan Medical College. The hospital has various departments, including surgery, medicine, gynecology, and pediatrics. It also has an emergency department, outpatient department, and laboratory services. The hospital has modern medical equipment and a team of experienced doctors and medical staff.

Clinics in Dera Ismail Khan 

In addition to hospitals, DI Khan also has a number of clinics and health centers, including the Al-Shifa Clinic, Al-Khair Clinic, and City Clinic. 

Al-Shifa Clinic 

The Al-Shifa Clinic is a private clinic located in DI Khan that offers a range of medical services, including general medicine, pediatrics, and gynecology. The clinic has a team of experienced doctors and medical staff who provide quality care to patients. It also offers laboratory services and a pharmacy. 

Al-Khair Clinic 

The Al-Khair Clinic is a private clinic that offers a range of medical services, including general medicine, pediatrics, and gynecology. The clinic has a team of experienced doctors and medical staff who provide quality care to patients. It also offers laboratory services and a pharmacy. 

City Clinic 

The City Clinic is a public sector clinic that provides a range of medical services to the local population. The clinic has various departments, including medicine, pediatrics, and gynecology. It also offers laboratory services and a pharmacy. 

Pharmacies in Dera Ismail Khan 

DI Khan has a number of pharmacies, including Medline Pharmacy, Rehman Pharmacy, and Amin Pharmacy. 

Medline Pharmacy 

The Medline Pharmacy is a private pharmacy that offers a range of pharmaceutical products and services. The pharmacy is located in the heart of the city and has a team of experienced pharmacists who provide quality services to patients. 

Rehman Pharmacy 

The Rehman Pharmacy is a private pharmacy that offers a range of pharmaceutical products and services. The pharmacy has some experienced pharmacists who provide quality services to patients. Amin Pharmacy: Amin Pharmacy is a private pharmacy that offers a range of pharmaceutical products and services. It also offers home delivery services for customers who are unable to visit the pharmacy in person.

Health Initiatives in Dera Ismail Khan 

Recent years have seen a number of health initiatives in DI Khan aimed at improving the overall health of the local population. Some of these initiatives include public health campaigns, vaccination drives, and efforts to improve access to healthcare in rural and marginalized communities. 

One notable initiative is the Sehat Sahulat Program, which is a health insurance scheme launched by the Government of Khyber Pakhtunkhwa to provide free medical treatment to the poor and marginalized communities in the province. The program has been successful in improving access to healthcare services for those who previously could not afford it. 

Another important initiative is the Polio Eradication Program, which is aimed at eradicating polio from the country. The program has been successful in reducing the number of polio cases in the province and has helped to raise awareness about the importance of vaccination among the local population. Challenges Facing Healthcare in Dera Ismail Khan 

Despite the efforts of the government and healthcare providers in DI Khan, there are still a number of challenges facing the healthcare system in the area. One of the main challenges is the lack of access to healthcare for marginalized communities, particularly those living in rural areas. Many people in these communities are unable to access basic healthcare services due to the lack of healthcare facilities and medical professionals in the area. 

Another challenge is the shortage of medical professionals in the area. Many doctors and nurses prefer to work in larger cities, leaving smaller towns and rural areas with a shortage of healthcare professionals. This shortage can make it difficult for patients to access quality healthcare services and can also put a strain on the healthcare system as a whole. 

Finally, there is a lack of resources for certain health services in DI Khan. For example, there is a shortage of medical equipment and supplies in some hospitals and clinics, which can limit the ability of healthcare providers to provide quality care to patients. 

Kulsum International Hospital in DIKNC 

DI Khan New City (DIKNC) is an exciting real estate project that aims to provide residents with the best possible living experience. One of the project’s standout features is the top-notch healthcare facilities that will be available to residents. The Kulsum International Hospital, known for its world-class medical 

care, is set to be launched at DIKNC, providing residents with access to state-of-the-art medical treatment. With a focus on providing the highest standards of care, the hospital will be staffed by experienced medical professionals, ensuring that residents receive the best possible healthcare services.

This development is a testament to DIKNC’s commitment to providing its residents with the highest quality of life, and it is sure to make the project an attractive choice for those looking for a new home in the region. 

If you’re looking for a place to call home that offers top-notch healthcare facilities and a commitment to quality of life, look no further than DI Khan New City. With the upcoming launch of the Kulsum International Hospital, residents will have access to world-class medical care right on their doorstep. Don’t miss out on this opportunity to live in one of the most exciting real estate projects in the region. Contact us today to learn more about how you can make DIKNC your new home!

5 Reasons to invest in D.I.Khan New City!

5 Reasons to invest in D.I.Khan New City!
5 Reasons to invest in D.I.Khan New City! 1200 628 D. I. Khan New City

Real estate investment can be a great way to secure your financial future and build wealth over time. Investing in a new and upcoming real estate project like D.I. Khan new city can be even more beneficial, as it offers the potential for high returns on investment. Here are five reasons why you should consider investing in the D.I. Khan new city real estate project.

 

High Potential for Capital Appreciation

One of the biggest advantages of investing in a new real estate project is the potential for capital appreciation. As the city and surrounding areas continue to develop and attract more residents, the value of the property is likely to increase. This means that, as an investor, you stand to make a substantial profit when you eventually sell the property.

The demand for housing in D.I. Khan is increasing as the city continues to grow, and the development of

D.I. Khan New City is well-positioned to meet this demand. This high demand for housing is likely to drive up property values in the area, making it a smart investment for those looking to make a return on their investment.

Additionally, the city’s economy is growing, with a number of industries, such as agriculture and manufacturing, driving economic growth. The development of D.I. Khan New City is expected to further boost the economy, creating new jobs and opportunities for residents. This economic growth is likely to have a positive impact on property values in the area, making it a wise investment for those looking to make a return on their investment.

 

Strong Rental Income:

Another reason to invest in the D.I. Khan new city real estate project is the potential for high rental income. As the city grows and attracts more residents, there will be greater demand for rental properties.

With the city’s population growing, the demand for rental properties is also increasing. This high demand for rental properties is likely to drive up rental rates in the area, providing investors with a steady stream of income from their investments.

As D.I. Khan continues to grow, the demand for housing will also increase. This presents an opportunity for investors to purchase properties in D.I. Khan New City and rent them out to residents. The city’s growing population and increasing demand for housing will help ensure a steady stream of potential tenants for rental properties.

 

State of the art Utilities:

When it comes to modern urban living, one of the most important factors to consider is the availability of standard utilities and amenities. That’s why the developers of D.I. Khan New City have made sure to include all the necessary utilities and amenities to ensure a convenient and comfortable lifestyle for residents.

One of the key features of D.I. Khan New City is its high-speed internet. With the increasing importance of the internet in our daily lives, it is essential for a city to have a reliable and fast internet connection.

D.I. Khan New City has made sure to provide its residents with a high-speed internet connection, ensuring that residents can stay connected and productive at all times.

Another important utility is the availability of phone lines. D.I. Khan New City has made sure that all residents have access to phone lines, ensuring that they can stay in touch with friends and family and conduct business as needed.

Of course, a reliable power supply is essential for any city. D.I. Khan New City has its own power grid and is connected to the national grid to ensure a constant supply of electricity. Additionally, the city has also implemented a number of energy-efficient measures, such as solar power generation, to reduce dependence on fossil fuels and minimize carbon emissions.

Clean water is another essential utility, and D.I. Khan New City has made sure to provide its residents with a safe and clean water supply. The city has its own water treatment plants that purify and supply water to the entire city. The water is tested regularly to ensure that it meets the highest quality standards. Additionally, the city has also implemented a number of water conservation measures, such as rainwater harvesting, to ensure that the water supply is sustainable for the future.

The sewage system is also an important part of the city’s utilities. D.I. Khan New City has a modern sewage system that effectively collects and treats wastewater. The city has its own sewage treatment plants that purify the wastewater before it is released back into the environment. This ensures that the city’s wastewater does not pollute the surrounding areas and protects the health of the residents.

D.I. Khan New City has been designed to provide its residents with all the necessary utilities and amenities to ensure a convenient and comfortable lifestyle. From high-speed internet and phone lines to a reliable power and water supply and a modern sewage system, the city has everything residents need to live a modern and comfortable urban lifestyle.

 

Quality Construction and Amenities:

D.I. Khan New City is designed to be a modern and sustainable community with a wide range of amenities for residents. This includes high-quality construction, parks, recreational facilities, shopping centers, and schools. These amenities are designed to improve the quality of life for residents, making it an attractive location for those looking to invest in real estate.

High-quality construction is a major selling point for any real estate project, and D.I. Khan New City is no exception. The developers of this new city have ensured that all properties are built to the highest standards, using durable materials and modern construction techniques. This ensures that the properties will be able to withstand the test of time and provide a comfortable living experience for residents.

Parks and recreational facilities are an important part of any community, and D.I. Khan New City is designed to provide residents with plenty of opportunities to enjoy the outdoors.

The city will feature well-maintained parks and green spaces where residents can relax, play, and socialize. Additionally, the city will also have recreational facilities such as sports fields and community centers where residents can engage in a wide range of activities.

Shopping centers and other commercial developments are also an important part of D.I. Khan New City. The city will feature a variety of shops, restaurants, and other businesses where residents can shop, dine, and enjoy their free time. This will create a vibrant and bustling community that will be a great place to live and work.

Finally, D.I. Khan New City will feature a variety of educational facilities, including schools and universities. This will provide residents with access to high-quality education and will attract families and young professionals to the area.

 

Special Economic Zone

One potential reason to invest in a real estate project in DI Khan New City could be the presence of a Special Economic Zone in the area. Special Economic Zone is designated areas that have more relaxed regulations and tax incentives compared to the rest of the country, which can make them attractive to businesses and investors. The presence of a Special Economic Zone in DI Khan New City could mean that there is increased economic activity and growth in the area, which could lead to a higher demand for housing and commercial properties. Additionally, the relaxed regulations and tax incentives within the SEZ could make it more profitable for real estate developers to build and operate in the area.

D.I. Khan is home to a growing economy, with a number of industries, such as agriculture and manufacturing, driving economic growth. The development of D.I. Khan New City is expected to further boost the economy, creating new jobs and opportunities for residents. This economic growth is likely to

have a positive impact on property values in the area, making it a wise investment for those looking to make a return on their investment.

The strong economic growth in D.I. Khan is being driven by a variety of factors, including the city’s strategic location and growing population. The city is located at the crossroads of major transportation routes and is easily accessible from other major cities in the region. This makes it an ideal location for businesses looking to set up operations in the area.

The city’s growing population is also playing a key role in driving economic growth. As the population grows, so does the demand for goods and services. This creates new opportunities for businesses to set up shops in the area, which in turn creates jobs and drives economic growth.

The development of D.I. Khan New City is also expected to have a positive impact on the economy. The construction of new homes, commercial developments, and infrastructure projects will create new jobs and stimulate economic growth. Additionally, the presence of modern amenities such as parks, recreational facilities, and shopping centers will attract more people to the area and create more opportunities for businesses to thrive.

D.I. Khan New City presents an opportunity for investors to benefit from a strong economic outlook. The city’s growing economy, strategic location, and growing population are expected to drive economic growth, which in turn is expected to drive up property values in the area. This makes it an attractive location for those looking to invest in real estate and make a return on their investment.

Investing in Dera Ismail Khan’s new city can provide a number of benefits. One of the main benefits is its proximity to the China-Pakistan Economic Corridor (CPEC) Western Route. The CPEC is a massive infrastructure and development project that aims to connect Gwadar Port in Pakistan’s Balochistan province with China’s Xinjiang region. The Western Route of the CPEC runs through Dera Ismail Khan, making it a strategically important location.

Investing in the new city of Dera Ismail Khan would give investors access to the economic opportunities created by the CPEC. As more and more businesses and industries move into the region to take advantage of the improved connectivity and infrastructure, there will be a growing demand for housing, commercial spaces, and other real estate developments. This could lead to a significant appreciation in property values, providing investors with a strong return on their investment.

Another benefit of investing in Dera Ismail Khan’s new city is the proximity to the Kallur Kot bridge. The kullurkot bridge will be connected to the CPEC Western route from Abdul Khel Interchange by a 45 KM long dual carriage way passing through Dhakki Mour,  traversing from DIKNC at a distance of 3Km

This makes the new city of Dera Ismail Khan an attractive location for businesses and industries looking to take advantage of the improved connectivity and accessibility.

 

Conclusion:

In conclusion, investing in the D.I. Khan new city real estate project offers a number of benefits. With a high potential for capital appreciation, strong rental income, State of the art utilities, quality construction and amenities, and a strong economic outlook, it’s a smart financial decision that can help you secure your financial future and build wealth over time. It’s always a good idea to research a real estate project thoroughly before investing and consult with experts in the field to make an informed decision.

Impact of inflation on real estate in Pakistan!
Impact of inflation on real estate in Pakistan! 1200 628 D. I. Khan New City

Inflation has a huge impact on real estate in Pakistan. Land prices, homes, apartments, and other real estate types have been rising steadily for the past few years. This directly affects the affordability of real estate for ordinary citizens. As inflation increases, the cost of living also rises, making it difficult for people to afford to buy property. In addition, the increasing prices of real estate also affect the construction industry, as materials become more expensive and wages remain stagnant.

The current economic situation in Pakistan has created an environment where many people are unable to purchase property, and this has caused an overall slowdown in the real estate sector. This article will explore the impact of inflation on real estate in Pakistan and what can be done to ensure that the sector remains healthy and vibrant.

 

Impact of Inflation on Real Estate Prices

Inflation is a term that is often used interchangeably with rising prices, but there is a lot more to it than that. Inflation is a general increase in the prices of goods and services in an economy over a certain period of time. This is caused by a combination of factors, such as supply and demand, monetary policy, and government spending. Rising prices are a natural consequence of inflation and can be detrimental to real estate prices in various ways. While demand for property is high, real estate becomes a lucrative investment option. However, rising prices cause the affordability of real estate to decrease, thereby decreasing demand and putting downward pressure on prices.

Real estate investors need to be aware of the current trends in the market and understand which way prices are likely to move. Inflation can have a huge impact on the value of the real estate, but it is also important to take into account other factors that can also affect prices. For example, a sudden increase in the supply of a particular type of property can cause prices to drop, even if the economy is experiencing high levels of inflation.

 

Effects of Inflation on the Construction Industry

Real estate is one of the highest-risk industries in the world. The majority of projects are delivered late and often over budget. This is due to a variety of factors, but one of the main causes is an increase in project-related costs. Construction companies are forced to pay more for materials and workers, which in turn means higher project costs for the buyer.

This can have a detrimental effect on the delivery time and cost of future projects that are currently in the pipeline. If these projects are unable to secure financing, they will be delayed or even canceled. This can create a ripple effect that damages the whole industry and has a knock on effect on the whole economy. Inflation can also affect housing and commercial property developers, as well as investors, who have to spend more on labor and materials.

 

Impact of Inflation on Affordability of Real Estate

The inflation rate is a key indicator of how much the cost of living is rising. If the inflation rate is high, the cost of living is also high, and people’s purchasing power will fall, making it difficult to sustain living standards. This can have a huge impact on the affordability of real estate. As the cost of living increases, people have less disposable income to spend on things like buying property. This can cause demand for property to fall, and real estate developers may find it difficult to sell their products.

Inflation can also affect the affordability of interest-only mortgages. If the inflation rate is high, the interest rate may also be high. This means that people will have to pay higher monthly payments, which may become unaffordable for many. This is particularly problematic for people who are taking out a mortgage for the first time and are not earning enough to make larger monthly payments. If people cannot afford their monthly payments, then it can lead to a rise in defaults and foreclosures.

 

Impact of Inflation on Property Demand

As the cost of living increases, people have less disposable income to spend on things like buying property. Real estate developers can depend on government policy to affect the demand for property. If the government imposes restrictions on buying or selling property, it can impact the demand. For example, if the government imposes a capital gains tax on the sale of real estate, fewer people will want to sell their property, and demand will drop.

The government can also regulate the supply of land, which has an impact on the demand for properties. For example, if the government places restrictions on developing land, demand will decrease, as there will be fewer properties available. Additionally, the government uses monetary policy to manage the supply of money in the economy. This can affect the demand for property, as people have less money to spend.

 

Measures to Control Inflation and Boost Real Estate Sector

When inflation is high and rising, the government may take action to combat this and control the situation. There are a number of ways in which the government can control inflation in the economy, including Increasing interest rates – this causes the exchange rate of the currency to rise and makes imports more expensive.

This reduces the demand for imports and can help the economy in the long run, although it can have a short-term impact on the economy, as it can make exports less competitive. Introducing tax increases – this can be done on a number of different items, including property. Increasing taxes can help the government to recoup revenue and reduce the deficit. Introducing government spending cuts – this is a short-term measure that can help to reduce the deficit and stabilize the economy. It can take some time before it has an impact, however.

 

How to get the maximum return for your investment in this inflation?

Investing in this inflation can be tricky, but it can also be very rewarding. To get the maximum return on your investment, you need to be smart and strategic. First, it’s important to research the market. You should look at the current trends in Pakistan’s stock market, as well as any upcoming developments that could affect your investments. You should also research different investments and understand the risks and rewards associated with each one. Once you’ve done your research, you can start investing. It’s best to diversify your portfolio so you don’t put all your eggs in one basket. Additionally, you should try to invest in high return investments, such as stocks, bonds, and commodities. Finally, you should monitor your investments regularly and make adjustments as needed. By following these steps, you’ll be able to maximize your return on investment and enjoy the rewards of your hard work.

 

Final Words:

The real estate sector is the one sector where nothing can be predicted exactly. Inflation, political situation and some other factors play a huge role in it. Thus it is very difficult to forecast about the market about to unfold. All we can do is to give some estimate on it by any means.

Financing Options for Owning a House in Pakistan with Roshan Apna Ghar D. I. Khan New City

Financing Options for Owning a House in Pakistan with Roshan Apna Ghar
Financing Options for Owning a House in Pakistan with Roshan Apna Ghar 1200 628 D. I. Khan New City

Home financing options in Pakistan have increased drastically in the last decade. Gone are the days when one had to wait all their life saving up to be able to build their dream abode. It has now become easier than ever to finance a house with the help of suitable mortgage rates and lower rates of interest along with longer debt maturity. In addition to this, Commercial banks have started providing housing finance schemes as well. Given following is a step-by-step procedure on how one can utilize house financing programs in Pakistan:

  1. Begin by selecting an institution that provides house financing. Most commercial banks, private or state owned, provide house financing schemes for example the ‘Apna Ghar Scheme’ started by the Bank of Punjab. House Building Finance Corporation (HBFC) was established solely by the government for the provision of home financing. Any institution may be selected as per the individual’s preference.
  2. Once the institution has been selected, apply to the house financing scheme by filling out the application form provided by the institution. The documents which are usually required include: Computerized National Identity Card (CNIC), income certificate, tax returns of FBR, current residential status and a personal guarantee. A minimal fee and waiting period are typically required for the processing and verification of your request.
  3. The third step involves choosing the option which best suits your priorities. These may include either the institution providing you a home fitting to your requirements, or you choosing a house in your preferred locality and requesting the institution to pay on your behalf. Land may be chosen, and a house may be built on it later, with all construction costs borne by the institution.
  4. In the final step, the institution determines your financial capacity using a team of qualified experts. The assessment usually looks at your financial resources, sources of income and credit history. Once selected as a suitable candidate, the loans are granted as per the decided terms and conditions. Some amount may be charged by the institution as down payment, but the rest is paid in installments as per the schedule provided by the institution. In the event of default in payments, the bank reserves the right to cease the asset and pursue legal action against you. Once the full payment has been done, the ownership of the property is transferred to your name.

 

Such a scheme is the Roshan Apna Ghar scheme launched by the State Bank of Pakistan for both Non-Resident Pakistanis (NRPs) and Pakistani Origin Card Holders (POC), allowing them to digitally or remotely purchase a property and build or renovate a house through their own investment or by using financing provided by a bank. Both conventional and Shariah compliant variants are offered under the scheme with favorable rates for a time span of three to twenty-five years. The digitalized process has made it much easier for overseas Pakistanis to obtain housing finance to invest in Pakistan’s real estate. NRPs who are looking to invest or obtain financing in pre-approved projects are given faster processing of their request. Investments by RDAs are repatriable and subject to full taxation.

 TYPES OF FINANCING OPTIONS

Standard Financing:

Lien Based Financing: NRPs can obtain house finance against lien on their RDA deposit balances or Naya Pakistan Certificates. Banks can finance up to 99% of the property value for the purchase or construction of houses; for renovation of house, financing is capped up to 40% of the property value. No mortgage of property, equitable or registered, is required against lien-based financing facility. The borrower will sign all the financing documents digitally, physical presence is not mandatory for execution of sale or transfer deed. The borrower will, however, have to nominate a person in Pakistan to complete the sale or purchase formalities and get the property transferred in the borrower’s name.

Non-Lien Based Financing: This is normal housing finance offered against mortgage of the property to be purchased; banks fund up to 85% of the property value for purchase or construction of house, and up to 30% of the property value for renovation of house. While the borrower will digitally sign the financing documents, their physical presence or power of attorney in Pakistan will, however, be required for obtaining the property’s title documents from Registrar etc. and creating the bank’s charge on the property. The banks will provide the soft copy of the Special Power of Attorney (SPA) to the borrowers for downloading, printing, signing, getting it attested by the Pakistan Mission in the borrower’s country of residence and sending the same to the attorney. Pakistan Missions and Foreign office in Pakistan has made special arrangements for attesting the SPAs of RDA holders on priority.

Government Mark-up Subsidiary Scheme (GMSS):

The house financing facility under GMSS is also available for RDA holders under Roshan Apna Ghar product as per the already defined criteria under respective tiers. In this case the financing rates applicable to Government mark-up subsidy scheme would apply.

UBL Roshan Apna Ghar is a unique financing facility that enables Overseas Pakistanis to invest in residential real estate in Pakistan. The facility is open to all UBL Roshan Digital Account holders in both Conventional and Islamic modes of financing. UBL is offering special discounts and offers for the clients of D.I. Khan New City . Special rates of markup with prioritized processing and disbursement will be offered to DIKNC customers for banking products including House building financing, loans for solar energy equipment, car financing and other special products.

The Engine of Growth for Dera Ismail Khan
The Engine of Growth for Dera Ismail Khan 408 297 D. I. Khan New City
CPEC western route & Kallur Kot bridge – Game changers for D.I. Khan
Dera Ismail khan economic corridor

For any country construction of economic corridors is of immense importance to improve the trade and economic connectivity of a region. The signing of China-Pakistan Economic Corridor (CPEC) agreement is one such investment which is crucial for economic and geographical integration for Pakistan as well as China.

Due to its social, economic, and political impact, CPEC western route will benefit Dera Ismail khan and other locations along the way. Dera Ismail khan is a city with great economic and business development potential. Another edge for Dera Ismail khan is the Kallur Kot bridge which will connect Punjab and Khyber Pakhtunkhwa. This connection between the two provinces will prove to be beneficial for both provinces. A recent report by Business Recorder attributes Dera Ismail Khan as Paharpur -D.I. Khan Economic Corridor due to the developments taking place in the region.

CPEC western route

The road construction of CPEC will be carried out based on three routes – center, eastern, and western. The Western route among these routes is considered economically and politically viable compared to the Central and Easter routes. CPEC western route has several economic benefits including growth in employment, economic output, and household welfare. The route will pass from Gwadar, Turbat, Panjgur, Khuzdar, Kalat, Quetta, Zhob, Dera Ismail Khan, Bannu, Kohat, Peshawar, Hasanabdal, and onwards and will mostly cover the least developed areas of Pakistan such as Balochistan and Khyber Pakhtunkhwa. China will also benefit from CPEC due to reduced distance resulting in lesser time for shipment.

cpec western route di khan new city
kallur kot bridge di khan new city
Kallur Kot bridge

The construction of Kallur Kot bridge between Sargodha and Dera Ismail Khan will significantly reduce the distance between Punjab and Khyber Pakhtunkhwa. This improvement in connecting the two regions will lead to an economic uplift mainly through agricultural products of the entire region. Travelling time between Sargodha and Dera Ismail khan will be reduced by 2 hours. Kallur Kot bridge will not reduce the distance between Kallur Kot area and Dera Ismail Khan from 80 kilometeres to just 15 kilometers. but also provide. The bridge will also be connected with Dera Ismail Khan-Islamabad motorway.

A public sector university has also been established in Kallur Kot which is a huge development for the people in the surroundings. The establishment of a 132 KV grid station is in process at Kallur Kot, which will improve and enhance overall power system efficiency, reliability, and power supply position in the vicinity of D.I. Khan.

CPEC and Kallur Kot— game changers for Dera Ismail Khan

Owing to the developments being made in the Dera Ismail Khan region, D.I. Khan is ready to become an active focal point for regional trade flows.  The completion of CPEC and the Kallur Kot  Bridge shall prove to be highly impactful for the overall economic and financial prosperity of Dera Ismail Khan New City.

CPEC western route will prove to be the harbinger of economic prosperity in the region. This 3000 KM sea-and land-based corridor shall reap myriad of benefits for both China and Pakistan.  Great economic incentives and increased regional consolidation shall be possible through the building of networks, which will result in increased connectivity and provide opportunities for partnerships. The network, stretching from the Silk route shall cover countries like Egypt and the Middle East, European countries, and a few critical areas of Eurasia. The Karakoram highway, which has symbolic and strategic value for Pakistan, shall make the uplift of the underdeveloped areas of Balochistan and Khyber Pakhtunkhwa possible.

Mobilization of these networks, such as the Kallur Kot bridge shall bring about economic boon through enhanced regional connectivity, dynamic investment opportunities, financial, agricultural industrial cooperation, socio-economic development, tourism expansion, educational linkages, human resource development, immense job opportunities, improved security, and poverty alleviation. Since Dera Ismail Khan New City lies in the trajectory of this multi-billion-dollar project, it is all set to become the upcoming economic hub of the region!

Having detailed what game-changers both the CPEC and the Kallur Kot bridge shall be for DI Khan, the Saif Group of Companies is actively contributing to the progress of the region through its latest project called “D.I Khan New City”.

D. I. Khan New City office

Established in the 1920’s by Khan Faizullah Khan, a man with a vision to improve the lives of the people, Saif Group has been delivering successful ventures across the country for years. Driven by the passion to innovate and excel, the mission of the founder has been materialized by the many successful ventures of the company such as Eighteen, Mobilink, Transworld, Kulsoom International Hospital and Saif Energy to name a few.

Having pioneered sound partnerships and the highest professional standards through generations, the company is now set to reach new heights with DI Khan New City. This new state-of-the-art real estate project aims to make dreams of luxury living a reality. Equipped with modern facilities and backed by a long-standing legacy of Saif Group’s success, D.I Khan New City is bound to become the ideal and highly sought-after residential area of the city.

Determining safe investment opportunities in Pakistan
Determining safe investment opportunities in Pakistan 1440 625 D. I. Khan New City

Investment is an ideal way to amass wealth over time. There are a multitude of investment options available for potential investors, with varying degrees of risk ranging from safe lower return assets ones to riskier, high-return opportunities. Therefore, it is imperative to assess the overall advantages and risks involved in each investment opportunity, to make a sensible decision and determine whether it aligns with your overall financial goals.  Investment opportunities in Pakistan include real estate investment, investment in stocks, investment in gold, investment in Forex, bonds, mutual funds etc.

Why are investments important?

Fortunately, one does not have to possess heaps of cash to invest. A safe financial future and a comfortable life in the long term are guaranteed with the right investments, especially in times of political instability, economic volatility, and unforeseen incidents such as the recent COVID-19 pandemic.

In Pakistan, the economy is suffering from a staggering rate of inflation, which touched the highest-ever rate of 24.9% in July 2022, due to which the purchasing power of people continued to decrease. In such circumstances, investing is the wisest option to not only retain the value of your money, but also to multiply it, and fulfill your financial targets. However, there are several factors to consider while making investment decisions, such as:

 

  • Risk tolerance: An investor with a high-risk tolerance is willing to endure loss to get potentially better results in the long term. Low-risk investors make investments which maintain their original investments.
  • Timely information: Background knowledge about investment plays a pivotal role in investment decisions. Saving accounts and certificates of deposit (CD) don’t require much knowledge, however, products such as stocks, require ample knowledge about the company, the product portfolio, the industry, the company’s financials, the competitors, etc.
  • Time horizon: Investments must resonate with the investor’s time horizon. Shorter time horizons demand safer investments with a low-risk factor. Longer time horizons involve aggressive, riskier investments.
  • Amount to be invested: Often, it is not prudent to invest all your money in a single place. Investments should be made in several diverse industries to ensure safety and higher chances of gaining maximum returns.

Once all these factors have been considered, it is time to invest! Listed below are the top high-return investment opportunities in Pakistan which are relatively safer involving lower risk levels:

 

 1. Real Estate

Real estate has proved to be a lucrative sector for investment in Pakistan. The real estate boom started in 2005 and has continued to bloom to date. The advantages of investing in real estate include passive income, stable cash flow, tax advantages, increase in property value etc. The government has introduced various incentives in recent years for both citizens and overseas Pakistanis which has opened new opportunities to expand their assets.

 

With so many projects coming up one wonders which one is a safe and productive investment.

Determining safe investment opportunities in Pakistan
D.I. khan New City presents a great opportunity for investment.

One such safe investment option is D.I Khan New City by Saif Group of Companies. Being one of the leading industrial and service conglomerates in Pakistan, Saif Group carries its legacy since the last 100 years. The initiatives taken by the founder of Saif Group- Khan Faizullah Khan have been raised to higher levels by the next generation of Saifullahs.

JK&S Global Developers (Pvt) Ltd, is a rapidly growing real estate development company of the Saif Group, a highly reputable and revered business house with an extensive history of delivering successful projects across Pakistan. Some highly successful endeavors by Saif Group include Mobilink, Transworld, Softech System Pvt Ltd, Kulsoom International Healthcare, and Eighteen Real Estate to name a few.

 

 2. Forex trading

Forex trading is the trading of one currency with another. It is a simple and convenient investment, requiring only that the investor be up to speed with the latest currency trends and financial developments.

 

 3. Stock

Another good option to invest is in stocks. Pakistan’s stock market recently earned its highest profits in 10 years, with a total of 178.40 billion shares valued at PKR 5.00 trillion or USD 24.21 Billion collectively. Although a bit risky, stocks yield a higher return on investment. If you are unfamiliar with how the stock market operates, stockbrokers can be hired for assistance.

Some stock options by Saif Group of Companies include Kohat textile Mills Ltd, Saif Textile Mills Ltd, Saif Energy Ltd etc.

 

 4. Government/treasury bonds

Treasury bonds yield a fixed rate of interest which is paid to the investor till the bond reaches maturity. The Pakistani government issues bonds starting as low as Rs 100 with a yield rate of 13.271%. Due to the government’s involvement, there is little risk in the payout and returns. The bonds can easily be turned into cash whenever the investor pleases.

 

 5. Mutual funds

Mutual funds consist of a company which pools together money from various investors and invests it in securities such as stocks, bonds, and short-term debt. The company charges a minimal fee for managing the investors’ pool of equities. Over time, all investors are benefited when the profit is multiplied, and the risk is lowered significantly due to the mutual pool.

 

 6. Food and beverage industry

Investing in franchises and food chains has proven to be an extremely profitable investment during the last few years. Nonetheless, a particular skillset is integral to ensure success when partaking in such ventures.

All in all, there are a plethora of investment opportunities in Pakistan. While some involve low levels of risk, others entail higher levels of risk. The return on investment differs according to the nature of the investment as well. It is integral to consider the aforementioned factors in the article before choosing which type of investment would be most suited to your long-term financial goal of making a safe investment with high returns in Pakistan.

Dhaki Dates – D.I.Khan New City
Dhaki Dates – D.I.Khan New City 2560 1707 D. I. Khan New City

Dhaki dates are famous produce of D. I. Khan the northwestern region of Pakistan. This is a spectacular area to see the scenic beauty. The region is also known for the production of Chuara – dry dates with hardened skin. Pakistan is among the top ten date-producing countries. The Dhaki dates are high in demand for both the local and international markets. The variety, quality, and taste of Dhaki dates are comparable with known International brands.

Dhaki Dates @ D. I. Khan New City

Annually this region (Khyber PakhtunKhawa Province – Pakistan) produces 90,000Kg dates. Dhaki dates are yellow in color with larger size, having mouthwatering taste. The harvesting process continues for around 15 days based on weather conditions in August.

New city is crowded by famous date trees, as located in famous dhaki dates area. The date farms enhance the scenic beauty and natural environment of the D. I. Khan New City and its surroundings. At D. I. Khan New City palm trees are all around.

Master plan of D. I. Khan New City (The Crown of Pakistan)

Despite strong association of Palm trees, D. I. Khan New City landscapes are mesmerizing. The uniquely planned new city on Dubai Down Town model have all modern facilities which anyone dream off for luxury living. Destination development is the strategically planned in D. I. Khan New City and the advancement of this area to support the evolution of desirable destinations for travelers both locally and internationally. The sole focus is to uplift living standards of area by providing compelling experiences, quality infrastructure, and remarkable services.

About the project

Another great venture of Saif Group after our premium real estate project Eighteen in Islamabad. D. I. Khan New City is first time an International standard city of the region with modern facilities and luxury living. For plot booking or more information about the project contact us our WhatsApp number. +92 303 222 4345 or UAN no. +92 51 111 000 345. Stay tuned with us for regular updates at Facebook, Instagram, LinkedIn, Twitter & YouTube.

Grand Jamia Mosque at D. I. Khan New City

Grand Jamia Mosque at D. I. Khan New City
Grand Jamia Mosque at D. I. Khan New City 803 536 D. I. Khan New City

Grand Jamia Mosque in the center of D. I. Khan new city will be built on the historical Turkish architecture of Süleymaniye Mosque. D. I. Khan New City will have a central Grand Mosque, which will be strategically located in the center of the city for ease of access and beauty. The indigenous Architecture will be woven in entirely local materials, reflecting the true essence of Turkish Islamic architecture with a rich blend of modern elements.

Brief History of Süleymaniye Mosque:

Turkish architecture is renowned for making architecture marvels in the prime era of Ottomans, one of them is Süleymaniye Mosque. Turkish Architecture Mosque interior is lined up with repeating rectangular tiles with stencil-like floral patterns. The Grand Mosque in New City is an inspiration from such a mesmerizing and beautiful Süleymaniye Mosque in Turkey. It will be a landmark and its design has been inspired by Turkish Ottoman Architecture.

Interior of the Suleiman Mosque (Suleymaniye Camii), grand 16th-century mosque in Istanbul , Turkey

Tourists Attraction in Pakistan

Grand Jamia Mosque will be a go to ‘tourist attraction’ for people across Pakistan & from around the world. The Idea behind is to build monument and will be a great tourist attraction. The new city will be the driving factor for destination development in Pakistan.

The residential city will transform societies and rural economies of the region. The new city will be comprised of Leisure and tourism facilities which will impact the surrounding. This will upgrade the living standards of the region to an International standard. The new city offers endless opportunity to enjoy the living standards with modern crown facilities.

Separate Mosques for each Block at D. I. Khan New City

There are also other prayer areas planned in the city for convenience of our residents. D. I. Khan New City is planned into different blocks called residentials, overseas residentials, commercial, Farm Houses where we have separate mosque as well for each block in D. I. Khan New City.

About the project

Another great venture of Saif Group after our premium real estate project Eighteen in Islamabad. D. I. Khan New City is first time an International standard city of the region with modern facilities and luxury living. For plots booking or more information about project contact us our WhatsApp no. +92 303 222 4345 or UAN no. +92 51 111 000 345. Stay tuned with us for regular updates at Facebook, Instagram, LinkedIn, Twitter & YouTube.

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